Erste Group Bank AG (EBS)
Wiener Börse · Financials · analysed October 12, 2026
Founded in 1819 as Austria's first savings bank, Erste Group Bank AG is a leading financial services provider operating as a universal bank across Central and Eastern Europe. The company provides a comprehensive suite of financial products including retail and corporate banking, asset management, capital markets solutions, and public sector financing. Erste Group is currently focused on expanding its regional footprint across core CEE markets, enhancing personal financial health advisory, and accelerating digital transformation through its regional banking platform, George.
Executive summary
Erste Group Bank is one of Central and Eastern Europe's leading retail and commercial banking groups, holding dominant market shares across Austria, the Czech Republic, Slovakia, Romania, and Poland2,17,22. The bank exhibits strong operational momentum, propelled by the full consolidation of Erste Bank Polska and sticky low-cost deposit funding driven by its proprietary digital platform George2,25. While monetary easing across Central Europe and regional banking levies threaten net interest margins, attractive valuation multiples at roughly 10x forward earnings and an accretive Polish buyout tender offer support a moderately constructive outlook1,4,8.
Sources cited here, 7 of 31
- 1wienerborse.at
- 2erstegroup.com
- 4perplexity.ai
- 8erstegroup.com
- 17wikipedia.org
- 22erstegroup.com
- 25transforml.co
Key figures
- Market cap
- $48.6B
- P/E, trailing
- 12.0
- P/E, next 12 months
- 10.0
- Revenue growth, last fiscal year
- 4.3%
- Net margin, last fiscal year
- 30.1%
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